3 Things You Need To Know About AirBnb Injuries
1 AirBnb provides guests with $1,000,000 in insurance coverage
Most people don't know that Airbnb established an insurance program that provides up to $1,000,000 in coverage for injuries that occur at Airbnb properties. That's great news if you've had the misfortune of getting injured during your Airbnb stay. However, Airbnb will only pay for injuries in very specific situations. If you've been injured during your Airbnb stay, speak to someone who has experience with Airbnb claims to make sure you have the best chance of having your claim paid.
Get Help With Your AirBnb Injury2 Accidental injuries are usually covered
AirBnb's insurance covers most accidental injuries that are related to your AirBnb stay. For example, if you slipped and fell on a rug and injured your back in the living room of your AirBnb, you may be able to succeed in making a claim against Airbnb's insurance policy. Airbnb's insurance may also cover you if you hurt yourself working out on a treadmill in the gym of your Airbnb's apartment building. Airbnb may even cover a third party's injuries, such as when an Airbnb guest drops their suitcase on your foot.
3 AirBnb usually won't cover injuries caused by intentional acts
AirBnb probably won't cover any injuries that were caused by intentional acts, or accidents that have little relation to the guest's stay at the property. For example, if a guest gets into a car accident during their stay, Airbnb would likely not cover the resulting damage. However, every situation is unique, and should be analyzed carefully to determine whether or not it might be covered by AirBnb's insurance policy (and if it isn't covered, whether someone else might be liable for the harm caused).
